Insurance

The cost of insurance in America has gotten totally out of control. Between medical, life, and death insurance , I don’t know which is worse. You pay all of this money for medical insurance so that you can stay healthy, and hopefully alive. Then you have to pay for life/death insurance, which will assist with the financial aspect when you pass away. So, in essence, you pay to stay alive, then, you have to prepare to pass away. The cost of dying seems to be more expensive than living. Can I just stay alive then?